SBI Mobile

Built by State Bank of India, it brings everyday banking, payments, lending, and investments together in one app. SBI Mobile, also known as YONO SBI, stands out for secure cardless cash withdrawals using YONO Cash with a time-limited reference number and dynamic PIN. It also supports Video KYC for remote account opening and BHIM UPI for quick, cashless payments. You can get the SBI Mobile APK to access these services on Android, and the highlights below show what to expect.

• Withdraw cash cardlessly via YONO Cash at SBI ATMs, POS, and CSPs
• Open a savings account remotely with paperless onboarding through Video KYC
• Pay bills and transfer money using YONO Pay and BHIM UPI
• Apply for loans and link insurance policies in one secure place
• Invest in mutual funds, NPS, PPF and track portfolios with linked accounts

Cardless cash with YONO Cash

YONO Cash lets you withdraw money without a physical debit card by generating a time-bound reference number and setting a dynamic PIN. This method reduces card skimming risks and is useful when you forget your wallet or prefer not to carry cards. Before heading out, you can check nearby YONO Cash Points within the app to find participating SBI ATMs, select POS terminals, or CSPs.

To keep transactions safe, the reference number expires after four hours and the amount entered at the ATM must match what you set in the SBI Mobile app. These safeguards add an extra step, so plan the visit and amount in advance. Cardless withdrawals and some related services work within SBI channels in India, which is important if you travel or live outside supported locations. SBI also publishes SHA-256 checksums for app integrity, adding another layer of trust for users who verify downloads.

Video KYC and remote account opening

Opening a savings account can be done from home with a secure Video KYC process and paperless onboarding. For those who want to avoid branch visits, this is a practical way to start banking, complete KYC details digitally, and request an optional personalized RuPay debit card after approval.

The flow is designed to be straightforward, guiding you through basic information entry, KYC submission, and video verification. Strong network connectivity helps the video step run smoothly, and keeping your ID documents handy speeds things up. Once the account is active, you can begin using digital payments, set up recurring billers, and explore investment or loan options without waiting for a branch appointment.

Everyday payments with YONO Pay and BHIM UPI

YONO Pay covers fund transfers to bank accounts or contacts and handles regular bill payments in one place. BHIM UPI support enables quick QR scans at stores, payments to UPI IDs, and small transfers to friends without needing bank details.

For daily use, this combination works well for splitting a restaurant bill, paying utilities before the due date, or sending money to family. You can review payees, pick saved billers, and track recent transactions to stay on top of spending. The SBI Mobile app keeps all of it unified, so you are not switching between different tools for each type of payment.

Loans, investments, and policy linking

The lending hub includes real-time or pre-approved personal loans as well as options for car and home loans. You can also explore loans against mutual funds or fixed deposits, which can be faster than unsecured credit. Eligibility and limits depend on your profile and relationship with the bank, so offers vary by user.

On the wealth side, you can invest in mutual funds, manage NPS and PPF, and link demat and trading accounts to view your portfolio in one dashboard. Linking SBI Life policies helps centralize financial information so renewals and coverage details are easier to track. The SBI Mobile app encourages informed choices by putting applications, tracking, and basic service requests in a single view, though investment decisions still merit careful risk assessment and KYC completion.

Download and install SBI Mobile

You can download the SBI Mobile latest version APK from APKPure. The file size may vary by version, so ensure sufficient storage before downloading. On a stable connection, the download usually completes within a few moments. During installation, your device may ask for permission to install apps; approve to continue and wait for setup to finish.

After installation, open the app, sign in, or register to start using payments, YONO Cash, and other services. For added peace of mind, compare checksums when available and keep an eye on updates to get the newest security improvements. Ready to go? Download SBI Mobile and set up your preferred payment method before your next bill or transfer.